November 4, 2015

Hong Yin and Andrew Liu from Pacificwide Lending provide outstanding service and are extremely knowledgeable about the mortgage industry. I am very happy to finally being able to refinance my loan, and am sure that it would not be possible without the help, persistence, dedication of Hong and Andrew. They would return my phone calls promptly and answer any and every question for me and they worked diligently to refinance my home loan. They have access to a wealth of lenders and are willing to find creative solutions for almost any mortgage and financing challenge. I am self-employed, that makes it more difficult to get a loan with different amounts deposited randomly, my situation isn't ideal. Because of the above problems, issues kept popping up. Through it all Hong and Andrew were on top of it, letting me know exactly what I needed and why, always there to answer my questions, and never sounding frustrated or exasperated.  Even when the bank came up with unexpected paperwork at the last minute, they were right there to find the quickest, easiest solution. 

I would not hesitate to refer my friends and family to Hong and Andrew at Pacificwide Lending. 

Joanna Jaszczerska


Oct 10, 2015
Hi Andrew,

I would like to say thank you to you and your team in closing the recent transactions, refis and also purchase. It was quite a ride, but your team was great to work with and I appreciate very much for the efforts and dedications!
Will talk again next year!
Thanks and regards,


These guys are AWESOME!! Not being in the best financial situation, I was referred to them from a friend for a refinance. I've always heard horror stories about how these things go. It was the complete opposite from the moment Darren came to my home. He made everything simple and easy. Even after I messed up and threw a big wrench in the deal, he did a lot of footwork and was able put life back into it. All without adding a big stress or turning my life upside down. Big Thanks to Darren and Team for playing the role they did in getting my family into a better space. 5 Star Service front start to finish!! Thank You!

Dallas Morris

January 20, 2014
Obtaining a loan through Pacificwide Lending was an incredibly smooth experience. The home loan process is a complex one and requires a significant amount of documentation, but Darren and Andrew led me through the process with ease. They were always available and quick to respond to all my questions and concerns, even on weekends. Because of their diligence and speed, we were able to get loan approval within the narrow 10 day window I had for evaluating all my contingencies on the house. What I enjoyed most is that they provided their earnest insight into how the home loan process works. Anyone looking to finance the purchase of a home should definitely consider working with Pacificwide Lending.



We would like to strongly recommend Mr. Andrew Liu and his Company Pacificwide Lending.  Andrew is a very dedicated individual who works hard for his clients and follows through on every part of the loan process.
Andrew is a very soft spoken man and is extremely knowledgeable with the regulations and requirements needed to qualify his clients for a Mortgage loan. He counseled with us extensively and got us a great Home Loan after many other Lending Institutions declined us. Andrew worked around our schedule and convenience. Thanks to Andrew Liu and Pacificwide Lending.

Mariam & Zaheer Warraich
1659 Cherry Blossom Court,
Tracy, CA 95377  


My wife and I have been extremely satisfied and pleased with our recent home refinancing through Pacificwide Lending. From our first meeting with Andrew Liu and Darren Carlin, we were impressed with their straight forwarded and honest analysis and discussion of our needs. They discussed the pro’s and con’s of the various options and their recommendation for type of loan that would best fit our requirements, clearly answering our many questions, but exerted no pressure as to our final choice.

Then, with their timely, pleasant, and persistent assistance in providing and explaining the information required by the lender, and date of “locking-in” the Annual Percentage Rate, our loan was approved very quickly, within a month, with no problems. They were able to finalize the loan with the lender at a rate and cost below the initial estimate.

We highly recommend Pacificwide Lending, and both Andrew Liu and Darren Carlin specifically, to anyone considering a purchase or refinance loan. They were both efficient and pleasant to work with.

Jim & Kathy Lyon

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Pacificwide Lending

CA License #01762647 NMLS#241222, TX License #241222, FL License # MBR 3291

7041 Koll Center Pkwy Ste 270 Ste 270
Pleasanton, CA 94566