Learn more about agricultural land loans for commercial farming and how we can assist:

Borrowers must meet the following guidelines

Farm Loan Requirements

  • Minimum Credit Score: 660 (at least one of the three major bureaus)
  • Minimum Loan Amount: $200,000.00
  • Minimum acreage (unless permanent planting operation): 5 acres
  • Location: Property can be anywhere within the United States
  • Income: Must have sufficient income to service all debts (personal and business)
  • Assets: The sum of all assets owned (including household furniture) must be double what your accumulated debts equal, post purchase – – 60% debt-to-asset ratio
  • Purchase: Must have a down payment of at least 25% or additional farm land to use as collateral
  • Refinance: Must have at least 25% equity in your property


Pacificwide Lending

CA License #01762647 NMLS#241222, TX License #241222, FL License # MBR 3291

7041 Koll Center Pkwy Ste 270 Ste 270
Pleasanton, CA 94566