A one-stop solution for all your Mortgage needs.
With over 10 years of experience in the mortgage industry, Pacificwide Lending and its loan originators are completely aware of what your needs might be. Different people have different needs and hence, in an effort to serve you better, we provide you with customized solutions to assist you with your mortgage process. From refinancing an existing mortgage, buying a new home or commercial property, we can help.
To make your mortgage process simpler, our website offers several free tools and services that can help you get started. Browse our website to find out more about the mortgage that you plan to apply for.
If you have any questions or concerns, you can contact us directly via email or phone. Our mortgage experts are here to help.
Purchase Loans
If you are planning to purchase a home, it is a good idea to get prequalified for a loan. Therefore, you know proximate prices of the properties that you can comfortably invest.
On the other hand, if you have already made an offer on a property, we do have lenders who offer very competitive interest rates and can close your transactions in timely fashion
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Refinance Loans
Have you refinanced in the last 6 months? If you have not, we may be able to bring your interest rate down and save you some money.
We also have no point, no fee programs available which allow you to refinance your current loan to lower rate without paying points or fees.
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HARP Program
Is your home still under water? Have you had trouble to refinance because of the high loan amount?
If you have not refinanced since June of 2009, and your loan belongs to either Fannie Mae or Freddi Mac, you may qualify for this government refinance program.
Do not know if your loan belonging to these two agencies? Give us a call, we can find out for you.
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Reverse Mortgages
Are you currently out of jobs? Or retired? If you are over the age of 65, you may qualify for reverse mortgage.
The reverse mortgage will pay you lump sum money to pay off your existing mortgage and you keep what is left over. The best of all, as long as you live, you won't need to pay reverse mortgage back.
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DRE#01762647 
NMLS#241222